New · CERSAI SI Module — Single & Bulk, live now

CERSAI Security Interest,
filed at any scale

Register, modify and satisfy security interests on CERSAI — one loan at a time or thousands in a single upload. Every record is validated before submission and tracked through to its SI ID, and the platform runs the way your institution needs it: SaaS or on-premise.

See how it works →
Single + Bulk Filing modes
SaaS + On-Prem Deployment
End-to-end SI lifecycle

Flagship · CERSAI SI Module

Two ways to file.
One source of truth.

Whether it's one high-value loan or a month-end disbursal run, every security interest goes through the same validation, approval and tracking.

Mode 01

Single Filing

For individual disbursals, high-value loans, urgent filings and one-off corrections.

  1. 1
    Capture borrower, asset and charge details in a guided form
  2. 2
    Validate each field against CERSAI rules as you type
  3. 3
    Approve through maker–checker before anything leaves your system
  4. 4
    Submit and record the SI ID and acknowledgement against the loan
Guided formMaker–checkerReal-time status

Mode 02

Bulk Upload

For month-end disbursal runs, portfolio backlogs, acquisitions and data migrations.

  1. 1
    Upload the standard Excel/CSV template — or push records via API from your LOS/LMS
  2. 2
    Pre-validate every row and download a row-level error report
  3. 3
    Fix and re-upload only the failed rows; the rest keep moving
  4. 4
    Track batch submission with per-record status and SI IDs
Excel / CSV / APIError reportsPartial re-processing

01

Registration

Register new security interests on immovable, movable and intangible assets as loans are disbursed.

→

02

Modification

Update charge amount, asset or borrower details when a loan is restructured or topped up.

→

03

Satisfaction

Close the charge on loan closure so the borrower's asset is released on time.

+

∞

Search & Reports

Check existing charges before sanction and pull status, pendency and audit reports.

Rule-based pre-validation

Catch format and data errors before CERSAI does, so fewer filings bounce back.

Maker–checker & roles

Branch, operations and compliance roles with approval controls built in.

LOS / LMS integration

REST APIs to push filings from your loan systems and pull SI IDs back.

Dashboards & MIS

See pending, submitted, rejected and satisfied charges across branches.

Pendency alerts

Flag filings nearing their deadline and closed loans still awaiting satisfaction.

Complete audit trail

Every action, approval and CERSAI response logged for inspection and audit.

Bring a sample file. We'll run it through bulk validation live.

Deployment

Your infrastructure,
your choice

The SI Module ships with the same features in both models. Pick the one that fits your IT and InfoSec policy.

SaaS

Go live in days, not months

  • Hosted, monitored and managed by FinSitara
  • CERSAI format and rule changes rolled out automatically
  • No servers or upgrades for your team to maintain
  • Usage-based plans that grow with your book

Best for: NBFCs, MFIs and HFCs that want speed and minimal IT overhead.

On-Premise

Full control inside your data centre

  • Installed in your data centre or private cloud
  • Borrower and asset data stays inside your network
  • Fits your SSO / AD, LOS / LMS and security policies
  • FinSitara-supported installation, upgrades and AMC

Best for: Banks and large lenders with strict data-residency or InfoSec mandates.

On the Roadmap

Coming soon to the
compliance stack

What's next on our roadmap. Join the waitlist for early access.

In Development

CKYC Suite

Search and download records from the Central KYC Registry through simple APIs, built for both CKYC 1.0 and CKYC 2.0.

  • Real-time CKYC search
  • Full record download (JSON / PDF)
  • Batch processing support
  • SaaS or on-premise
Coming soon —
In Development

Doc Collections

Request, receive and validate customer documents digitally, without paper-based delays.

  • Digital document request links
  • Automated validation & classification
  • PDF, JPG and PNG support
  • Secure storage & retrieval
Coming soon —
In Development

Onboarding Journey

End-to-end digital onboarding, from KYC verification to account activation, in one customer journey.

  • Journey orchestration
  • Integrated eKYC & video KYC
  • Configurable workflow engine
  • White-label ready
Coming soon —

Why FinSitara

Built by people who
know BFSI compliance

CERSAI-first expertise

SI and CKYC are our core, not an add-on. We track CERSAI and RBI changes so your filings stay compliant.

SaaS or on-prem

The same product in either model, so your InfoSec policy never decides whether you can use it.

Fast integration

Documented REST APIs and a sandbox environment to plug into your LOS, LMS or core banking quickly.

Bank-grade security

End-to-end encryption, role-based access control and alignment with RBI data security guidelines.

Built for volume

Bulk pipelines designed for month-end peaks, from hundreds to lakhs of records.

Dedicated support

An expert team for onboarding, integration, data migration and day-to-day operations.

Clear your CERSAI backlog
this month.

See the SI Module run your own sample file, single or bulk, on SaaS or on-prem.

Contact Us

Let's Connect

Questions about the SI Module, CKYC or deployment options? We'd love to hear from you.

Email Us

For demos, support and partnerships

sales@finsitara.com

Call Us

Sales & support

+91 72082 16145
+91 72089 12575

Registered Office

FinSitara Technologies LLP

India

Support Hours

Monday – Saturday

9:00 AM – 6:00 PM IST

For SI Module demos, waitlist access or business enquiries, write to

or call +91 72082 16145 · +91 72089 12575